prepaid visa card
Advantages Of Prepaid Visa Cards
By Carmine Bailey
A prepaid visa card is as good as money. It looks just as flashy, smells just as good and never loses its grandeur! In fact it is an edge over money because of its many conveniences. Also as a leading credit card company would say "the look on somebody's face when you fetch out your own visa card... priceless!"
In the age of plastic money there is nothing as advantageous to use as a prepaid visa card. A prepaid visa gift card can be used by parents, children, and senior citizens etc. in this article we shall discuss the advantages from each person's point of view.
From the parents point of view this could be the best thing possible. Imagine a parent didn't know what to get their child for their wedding or birthday and ended up giving cash instead of a prepaid visa gift card. At such times the child would accept the money and spend it on his wants and the parent wouldn't even know where that money has gone. They could ask the child but there is no foolproof method to determine whether or not the child is telling the truth. However if the parent were to purchase a visa gift card and put in the same amount of money as the credit limit for the card, it would serve that purpose as well as the purpose of keep tabs on the child's expenses.
The prepaid visa cards are re loadable and can be filled up with a new limit as and when needed. This manner the parent can supervise the child's spending by keeping track of his expenses and cutting down on what should not be spent on. This would help you stick within a budget and not make any superfluous expenditure.
From a child's perspective this could be a good thing. For one the card has immense show off value. All children love to show off their gizmos in front of their peers. The visa gift card can serve as their show off tool. Also they provide the child for simpler payment method. There is no chance of being cheated when at a shop and waiting for the keeper to return change. They are aware of every expense they make because of the receipt they sign and undertake responsibility for. Having a card doesn't weigh you down with the loose change that one may get. Also there is no chance of you loosing the money because it is all plastic money.
If the child is living overseas or is studying abroad the method of using visa prepaid cards is an excellent method of transferring funds to the child for their use. This is an advantage to both parents and children.
Sometimes senior citizens live in old age homes. At such times pre paid visa cards are handy tools for all their monetary transactions. They do not have to keep their money on them hence minimizing the chance of theft. They are not burdened by the change and the requirement to the math while purchasing a product and awaiting the change. There are also some prepaid cards specifically made for the purpose of medical expenses. These cards can be reloaded and used to pay for their prescription drugs or even if they go to the doctor for a regular check up.
All in all prepaid visa cards are a boon to all!
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Article Source: http://EzineArticles.com/?expert=Carmine_Bailey
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