walmart prepaid credit cards

walmart prepaid credit cards

Where to Purchase Prepaid Credit Cards From
By Roldan A. Hayes

Are you having problems with where to purchase prepaid credit cards? Well, I just might be able to help you.

Prepaid cards are becoming popular nowadays given the fact that more and more people have found the "typical" charge cards rather financially risky. Furthermore, the latter's "100% guaranteed approval" scheme also make them excellent alternatives for those people who are not eligible to apply for a credit card-either because of age or poor credit rating.

The Benefit of Prepaid Credit Cards

Prepaid cards offer financial security and freedom from debt. How? Well, it is very simple. These cards, as they are named, are "pre-loaded or previously funded" cards. You are required to load these cards with cash before you can use them. And you are permitted to spend only the same amount as you have loaded-- they only allow you to spend money that you have and not go beyond your financial capabilities. This means that there is no possibility of overspending and paying for exorbitant overdraft charges later on.

There is also no need for credit checks with these cards given that they really involve no "credit" or a deferred payment scheme. Prepaid cards can be used for most of the usual credit card transactions--telephone, internet or mail order shopping. However, they cannot be used for transactions wherein your card would normally need to be pre-authorized before the full cost of your purchase is known. They are convenient, aren't they? So, where can you purchase these cards from?

Where to Purchase Prepaid Credit Cards - Your Choices

You can purchase prepaid credit cards online and through some in-store card providers. A lot of people find applying for a card online a more convenient option compared to going to a prepaid card outlet. Both options will require you to wait for your card to be delivered to your home via mail. But who are the best online and in-store providers?

Online

These are several prepaid credit cards you can apply for via the internet, you can visit a payment network like Visa, Mastercard or American Express and check out their list of online card issuers.

In-Store

You can visit these stores to purchase a prepaid credit card:

1. Walgreens
2. Rite Aid
3. Walmart
4. Albertsons
5. Kroger

A lot of people regard prepaid cards as a more financially secured version of the traditional charge cards. They allow you to set your spending limit according to your financial capacities and as well as enjoy the benefits of shopping with the so-called "powerful plastic." I hope you have found the article as an adequate help to your question of where to purchase prepaid credit cards.

Dan Hayes has been writing articles about interesting and helpful topics that include financial services, gadgets and many more.

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